⚙️ Key Features
- Automatic Interac transfer matching
- Invoice confirmation via transaction number
- CSV and QuickBooks (.IIF) exports
- Real-time tracking and smart sorting
- No sensitive banking data stored
- Compliant and economical peer-to-peer model
💸 Save on Gateway Fees
IntRFlow reduces transaction costs by bypassing traditional gateways. Our peer-to-peer model ensures secure and validated payments without compromising accounting integrity.
| Provider / Solution | Integration Type | Per Transaction Fee | Monthly Fees | WooCommerce Compatible | Key Notes |
|---|---|---|---|---|---|
| IntRFlow | API | N/A | ✅ Shortcode +e | Instant Interac Debit. Reliable. Secure | |
| Moneris | Terminal + API | $0.10 to $0.25 | Variable | ✅ via plugin/API | Robust solution, supports Interac Debit |
| Square (Online) | API + Hosting | 2.9% + $0.30 | $0 | ⚠️ via third-party plugin | Interac treated as card, no direct support |
| Shopify Payments | Built into Shopify | 2.9% + $0.30 | Included in plan | ❌ | Fees vary by plan, Interac treated as card |
| Stripe | WooCommerce Payments | 2.9% + $0.30 | None | ✅ | Interac treated as Visa/Mastercard up to 7 day to received sales |
| PayPal Standard | WooCommerce Plugin | 2.9% + $0.30 | $0 | ✅ | No Interac Debit support, but widely used |
| Banks (Interac e-Transfer) | Manual Payment | $0.50 to $1.50 | None or minimal | ⚠️ manual | Not ideal for e-commerce |
| Helcim | API + Hosting | ~$0.25 + interchange | None | ⚠️ partial | Limited Interac online support |
| Paystone / Global Payments | Terminal + API | $0.15 to $0.30 + % | Variable | ⚠️ via third-party integration | Interchange + service fees |
| Wycan Interac Gateway | WooCommerce Plugin | Varies by volume | None | ✅ | Dedicated Interac Debit plugin |
| Bambora / Worldline | WooCommerce Plugin | ~$0.15 to $0.30 | Variable | ✅ | Supports Interac Debit via gateway |
📅 Launch
The platform is currently in real-world testing phase. Official launch is scheduled for December 2025.
⚠️ Legal Notice
IntRFlow is an independent solution and is not affiliated with or endorsed by Interac Corp. The term "Interac" refers solely to the payment method supported by Canadian financial institutions. All trademarks belong to their respective owners.